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Court Says Benoit Owes Money on Liquor Store

The council member said it is a misunderstanding stemming from his wife's attempt to sell the business.

 

A Circuit Court in Anne Arundel County has ordered County Council member Jamie Benoit (D-4th District) and his wife to pay back more than $112,000 in loans on a wine and beer store in Piney Orchard.

The court on April 13 issued a Judgment by Confession against the couple for two loans on the Hops & Vines store, each with about $50,000 in principal. Court documents list PNC Bank as the lender.

But Jamie Benoit said the whole case is a misunderstanding stemming from his wife's recent effort to sell the business.

“What happened—and I suspect it will get resolved very quickly—is that I think the bank mistakenly thought the business got sold and that the business hadn’t paid the loans,” Jamie Benoit said. “I’ve informed them that the business hasn’t been sold. All the loan payments have been made.”

Hops & Vines has been operated by Jamie Benoit’s wife, Kari, since 2006. Maulik Vyas has been operating the business under a management contract since Kari Benoit began the process of selling him the business last year.

Jamie Benoit has never had an ownership share in the business, but is a guarantor on the loans and is named in the judgment. In court documents, the store is identified as Piney Orchard Wine & Spirits LLC.

Court documents said the Benoits owe $55,823.80 in principal on one loan, plus interest of $1,779.45 and late charges of $4,714.55. They also owe $47,179.22 in principal on a second loan, plus interest of $1,529.06 and late charges of $143.54.

In an email to members of the media, Kari Benoit said she began the process of selling the business late last year, and provided PNC Bank with a copy of the purchase agreement. She said she did not notify her husband that she spoke with the bank. She also said she never stopped making payments on the loans, and only learned about the confessed judgment on Friday.

Jamie Benoit said he was hopeful the sale would be complete within the next 60 to 90 days.

He said that the terms of the loans allowed the bank to file for a confessed judgment, which does not require the debtor to be notified. Such clauses are common in commercial loan agreements, he said.

“In this case, the bank did it to protect rights they thought they were losing," Jamie Benoit said. "I think they thought they weren’t going to get paid because the store had been sold. There’s no payment that’s been skipped.”

Kari Benoit said her husband should receive no blame for the situation, and said she hoped it would be resolved quickly.

"To the extent there is fault in this matter, the fault is mine," she said. "This matter in no way reflects on my husband's judgment as he is a simply a guarantor of the debt owed by my business. I am working diligently and cooperating with PNC to quickly get this matter resolved and will alert you when I do."

A lawyer for PNC Bank did not immediately return a request for comment Monday.

Related Topics: Anne Arundel County Council, Hops and Vines, and Piney Orchard

The Truth

3:48 pm on Monday, April 30, 2012

I find it hard to believe that the bills were paid. When I pay my bills I'm not taken into court and charged late fees and penalties. Why can't you tell the truth Mr. Benoit. Your lies insult our intelligence.

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Stan Pendergrass

7:36 pm on Tuesday, May 1, 2012

Did you even read the article?

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Ronald

10:23 pm on Tuesday, May 1, 2012

For the most part I believe that Mr. Benoit is as close to be ethical as any politician gets. Although I had some concerns with his being able to get approval for a liquor store so clost to a family swimming pool and assisted living facility when it appears as if the County Codes prohibit it I am please with the way it has been run and the way it fits into the community. As a prior military officer I believe that Mr. Benoit deserves to be taken at this word until otherwise is proven. I hope that when the store finally is sold that he will make his run for the County Exec position that will obviously become open.

As far as PNC goes I too have had problems with them and they have cost me several thousand dollars because of their incompentance. I bank with M&T here in Odenton and suggest you look into that bank if you are with PNC.

I personally believe that Mr. Benoit left the POCA Board when he saw just how corrupt it was and I applaud him for that. I wish he would seek a criminal investigation
into it's doings.

Who is 'THE TRUTH'? I feel silly not knowing whether to refer to you by your first name: THE or your last MR TRUTH.

Sign me THE MASKED AVENGER

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The Truth

10:32 pm on Tuesday, May 1, 2012

@ Ronald my first name is Dave.

The Truth

4:30 pm on Monday, April 30, 2012

Looks like wifey got caught. Kari...you got some splaining to do!

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Rebecca Rendina

4:42 pm on Monday, April 30, 2012

I am having trouble with PNC bank also!

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Ronald

10:26 pm on Tuesday, May 1, 2012

Try M & T by the gas station. I have never received better service or met friendlier people AND they are the only bank that I know of that supports Piney Orchard at our annual Street Festival.

The Truth

5:25 pm on Monday, April 30, 2012

@ Rebecca The Benoit's are not having trouble with PNC Bank. They are having trouble with paying their bills.

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Justin Belshner

5:53 pm on Monday, April 30, 2012

Scott, why do you say that everything surrounding this store is shady? Just curious if I am missing the big picture. I didn't live in the area when the store was first approved. To me, the store seems to have become a Piney Orchard staple over the past six years. Is it the store that is shady or the people running it?

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Ryan Stavely

8:51 pm on Monday, April 30, 2012

Because he has a personal grudge and an axe to grind.

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Chris W

7:50 am on Tuesday, May 1, 2012

Benoit was on the Piney Orchard board and launching his political career at the time the store opened. There are some who are suspicious that his connections played a part in the approval process.

People have similar feelings about one of the Republicans on the council (Fink or Grasso) because they have a Green Turtle.

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Ronald

10:32 pm on Tuesday, May 1, 2012

Chris W has it right. I believe that an exception or variance was needed in order to put it so close to an Assisted Living Facility or a semi-public swimming pool. I don't remember any hearings being held and I certainly don't know of POCA objecting to it.
WAY TO GO POCA!!!

david young

6:53 pm on Monday, April 30, 2012

Why is this even news? Does Patch report on the financial status of other local establishments? This is between the Benoits and the bank, and quite frankly it'snone of our business!

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Chris W

7:39 am on Tuesday, May 1, 2012

Sorry, he is a council member. His business dealings are of interest to the public.

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Ronald

10:33 pm on Tuesday, May 1, 2012

Right again Chris W.

As a public figure he and his family is fair game. Thank you Tim (of the Patch) for priting this newsworthy story.

Michele Adams

8:12 pm on Monday, April 30, 2012

Scott be careful for speaking the truth about Benoit they might ban you from posting on the site like they have done to my husband.

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The Truth

8:52 pm on Monday, April 30, 2012

@ David Because he is an elected official. What concerns me is if he cant handle his family's finance how can he handle the county's finances.

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Marc Riley

7:53 am on Tuesday, May 1, 2012

DING DING DING. The Truth tells the truth. Why are they selling the place anyways? Because it's FAILING and they can't pay their loans? I feel sorry for the guy trying to buy this place from them. We (Piney Orchard) could use something a little more family oriented to go into that space. There are plenty of liquor stores within a 5 mile radius of Piney Orchard to keep everyone nice and "wet". I was very shocked to find out what was being put in that space in the first place. I think it's time to get rid of it and put something in there more beneficial to our community.

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Ronald

10:35 pm on Tuesday, May 1, 2012

This is his wife's finances. Not all married couples (or other couples) co-mingle everything. I don't go near my wife's accounts and would never tell her how to invest her money BUT I would happily co-sign for her if she wanted to open a business.

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Ronald

10:37 pm on Tuesday, May 1, 2012

I agree Marc Riley. How about a Chucky Cheese? or a Hooters? A pool hall would give our kids a place to meet! or even a family oriented tatoo parlor.

Mary Scott

7:17 am on Tuesday, May 1, 2012

We also have had issues with PNC on an auto loan ... Our loan reflected an incorrect vehicle, insurance, AND applicant! The dealer and insurance paperwork were all correctly filed and simply poorly handled at PNC. My trust for that lender has vaporized and don't trust them any farther than I can throw 'em. Not to say its all the bank in this situation but just sayin' ...

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Ronald

10:38 pm on Tuesday, May 1, 2012

Try M & T bank by the gas station. I have nad nothing but trouble with PNC. The incompetancy there is staggering!

Patty Lou

8:04 am on Tuesday, May 1, 2012

It's sad to think that someone considers a year old liquor store a staple of the community. Piney Orchard and Odenton have much more to offer. Unfortunately for all of us here in Odenton, unless you have political ties Mr Benoit cares cares nothing for the community he serves just his own stake in it. I am glad he rubbed somebody the wrong way a sliver of truth came out. If you really look into Mr Benoit's past, this is just the tip of the iceberg!

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Patty Lou

8:25 am on Tuesday, May 1, 2012

I meant to say a 6 year old liquor store. Either way a liquor store should never be a staple of a community. Maybe a 100 old building (which its not in, but a liquor store? Really) I guess dunkin doughnuts, food lion, etc are too. How bout Orchard Cafe, they have been there as long, have the local community working oh and have people from the community decorating their walls, that's what Odentons about, not liquor stores. For that you can go to boom town or maybe Odenton Liquors which has been there at least 3 times as long in the original shopping center.

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The Truth

8:26 am on Tuesday, May 1, 2012

The Benoit's look worse for this because of the pathetic attempt at covering this up. Own up to your mistakes. Do the right thing and pay your bills.

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Shameful

11:11 am on Tuesday, May 1, 2012

Busted! Honesty, should we really expect anything less from this lovely politician & his wife? This isn't about a liquor store in sweet little Odenton people, this is about the lies & deceipt of local public figures (shocking). Shame on the Benoits. Go PNC!

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Cindy Bryl

12:40 pm on Tuesday, May 1, 2012

Can't wait to vote for all of the ANONYMOUS 'Saints' in this thread when they run for office? The sage wisdom of 'The Truth' is just what this county needs.

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The Truth

12:46 pm on Tuesday, May 1, 2012

@ Cindy. Never said I was a saint. But I do pay my bills. Never taken to court for non payment of bills.

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Ruth Litzenberger

3:18 pm on Tuesday, May 1, 2012

I went into the store mid day about 1 year ago to buy a small bottle of red wine for beef stew. It was very strange. The store was dark inside, 4 people hung about the counter, there were 3-4 men hanging out on the right side of the store. I walked slowly around looking for the wine, no one asked to help me. As I headed toward the front door, I saw the men just watching me. It was a very strange experience - I don't really know what threir business is, will be glad to see it gone.

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Stan Pendergrass

7:35 pm on Tuesday, May 1, 2012

The store is always lit the same way, I don't think there is anything nefarious to it. Perhaps if you asked for help, someone would have stepped up. They are very nice there.

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Mr. Right

11:29 pm on Tuesday, May 1, 2012

store was dark inside because of its antic look.. small bottle of red wine??? 375 ML?? :-)

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Tim Lemke

3:56 pm on Tuesday, May 1, 2012

I've deleted a couple of comments here because they contain accusations without evidence, as well as some factual inaccuracies.

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Double D

6:33 pm on Tuesday, May 1, 2012

Benoit's finances aside (though I do agree that as an elected official his financial dealings are relevant, politicians can be influenced, especially if they could use some money) I just want to defend the fact there is a liquor store in Piney Orchard, liquor store has a connotation as a store with barred windows sitting on the corner or a rough neighborhood. While there are indeed options in Odenton to get your beer and liquor Hops and Vines is designed to cater to a demographic looking for a diverse selection of wines and micro-brews, your aren't going to find those products at the stores in Odenton and if you want to say "drive 20 minutes to Corridor" then let's apply that logic to all establishments and close the shopping plaza and everyone can drive elsewhere, just because you may not be looking for a store like Hops and Vines doesn't mean that there aren't a lot of people that are glad it is so close and frequently go there. I don't think we are really in any position to pick and choose retailers atthe marketplace because some people are against drinking. There are too many empty slots up there as there is. I will agree that the staff is basically there to ring you up and do not walk the floor interacting with customers, maybe the new ownership will fix this, sometimes it's nice to get wine recommendations from an knowledgable source, same goes for micro brews.

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The Truth

6:49 pm on Tuesday, May 1, 2012

I agree with you Double D. I think it is nice to have a store with a nice selection of micro-brews in town. If you don't like to drink alcohol you don't have to shop there.

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Stan Pendergrass

7:32 pm on Tuesday, May 1, 2012

Anyone who calls themselves, the "The Truth" is suspect from the get- go. Just saying'.

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The Truth

8:06 pm on Tuesday, May 1, 2012

@ Stan do you have anything relevant to add to the conversation or do you just like to make stupid comments?

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Tim Lemke

9:00 pm on Tuesday, May 1, 2012

Again, I'm not going to accept accusations of wrongdoing without evidence. Such comments will be deleted. This is not a forum to insinuate or make statements without facts to support them.

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Ronald

10:43 pm on Tuesday, May 1, 2012

Allthough I am absolutly for freedom of speech some of this is bordering the absurd. I believe that 'if you have no enemies then you have never stood up for anything' how every I am glad that some censorship on this blog is coming back. I hope that comments will identify themselves as either personal opinion or fact.

Thanks Tim

Ronald

10:52 pm on Tuesday, May 1, 2012

Thanks for the updates Dave. I think we all know the truth about this. Lawyers do what lawyers do. The bottom line is that this is his wife's albatrose (sp?) and she needs to be held accountable. Maybe the terms of the pending sale included the new owner making the payments. If his wife ever stumps for him we can ask him those questions then. I do agree with most of what you say.

Take care

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Mr. Right

10:53 pm on Tuesday, May 1, 2012

seems like a lot of people are taking advantage of this news on there personal relation or political relation with these family.. anyways we are not dumb people of odenton.. Please send your credit score "the truth".

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The Truth

11:09 pm on Tuesday, May 1, 2012

@ Mr. Right I have not commented on any personal or political relation with the Benoit's. I will say that I have voted for him in the past. I have no ax to grind. I just feel that people should pay their bills. If it turns out the Benoit's paid these bills on time and PNC was in error I will be the first person posting and admit I was wrong. The evidence looks like they are guilty and I await their reply to these claims.

Mr. Right

10:55 pm on Tuesday, May 1, 2012

Anyone here want to discus there bed experience with banks??

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The Truth

10:59 pm on Tuesday, May 1, 2012

This issue would be very easy for the Benoit's to clear up. All they have to do is produce the cancelled checks or other proof of payment. If I were in their shoes and I made the payments I would want to clear my name. This has to be embarrassing to them.

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Mr. Right

11:15 pm on Tuesday, May 1, 2012

why they have to produce there proof to you or anyone??.. I am less bother about these.. now i am wondering why you have so much interest on news are you running for any position?? Please these is between bank and Benoit.. why we care about these?? everyone make mistake and might be these is honest mistake from them and Did PNC provided any written note that Mr. and Ms.Benoit are not ready to pay loan?

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The Truth

11:19 pm on Tuesday, May 1, 2012

They don't have to prove it to me personally but I would like my councilman not to have judgements against him. I only brought that up as a way to clear his name.

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Mr. Right

11:26 pm on Tuesday, May 1, 2012

I had worse experience with bank, BGE, Verizon and UPC so that doesn't mean they are right... that means I don't have money to fight with those big corporates.

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Mr. Right

11:41 pm on Tuesday, May 1, 2012

I know him since so long and I know these things made to just destroy his political position who getting bigger and bigger everyday but dont worry Mr.Benoit Odenton people will stick with you.. you also Ex-army so please fight till end and fight hard..

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Chris W

6:27 am on Wednesday, May 2, 2012

More like Mr. Wrong......

First, as a public figure with responsibility for our tax dollars, we have every right to know about the business dealings of anyone on the council (shady or not).

Secondly, there is no vast right wing conspiracy that prevented the Benoits from paying their loans. It is highly unlikely that the bank would take this action if they had been making regular payments. They were told they were in default in September!

No one is out to get them. Please!

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The Truth

6:34 am on Wednesday, May 2, 2012

@ Chris I couldn't agree more.

Mindy Patillo

10:19 am on Wednesday, May 2, 2012

Mr. Benoit has always been "ethically challenged". His ethical compass doesn't always point North.

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david young

1:14 pm on Wednesday, May 9, 2012

A Google search reveals an article published in The Capital from 2010 when Scott Dibasso ran for state office where he acknowledges that he declared bankruptcy. Pot, meet Kettle.

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